QUARKS / BLOG

Perspectives

Notes on data, AI and decisions, written from operations.

Credit is knowledge: why data, not capital, decides which bank wins
DATA AND DECISIONS

Credit is knowledge: why data, not capital, decides which bank wins

In banking, money is abundant. What is scarce is the ability to know who to lend it to. This is how that knowledge is built.

By Eddie ArenasJune 15, 2026
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Why only 6% of LATAM companies create value with AI
Artificial Intelligence

Why only 6% of LATAM companies create value with AI

Most companies in LATAM already use AI. Almost none make money with it. Why, and what the ones that do are doing differently.

By Eddie ArenasJune 19, 2026
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RedQuipu: why Venezuela's reconstruction starts with data
SOCIAL IMPACT

RedQuipu: why Venezuela's reconstruction starts with data

After the June 2026 earthquake, dozens of aid platforms appeared that did not talk to each other. RedQuipu connects them. Why data is critical infrastructure in an emergency.

By Eddie ArenasJuly 19, 2026
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InvestVenezuela: the data layer international capital needed to enter Venezuela
INVESTMENT

InvestVenezuela: the data layer international capital needed to enter Venezuela

International capital is looking at Venezuela again. The problem is not appetite, it is information. How InvestVenezuela turns scattered opportunities into structured, comparable data.

By Eddie ArenasJuly 19, 2026
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